Insurance

Indian Government Insurance schemes 

Forms are to be filled in & submitted to the bank , each bank has its own form careeraasha.com can guide 

Government Insurance and pension schemes  https://jansuraksha.gov.in/ 

a) Pradhan Mantri Jeevan Jyoti Bima Yojana is a government-backed Life insurance scheme in India. Pradhan Mantri Jeevan Jyoti Bima Yojana is available to people between 18 and 50 years of age with bank accounts. It has an annual premium of ₹330. In case of death due to any cause, the payment to the nominee will be ₹2 lakh.

This scheme will be linked also to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme. where zero balance is also permitted

b) Pradhan Mantri Suraksha Bima Yojana  PMSBY is a government-backed accident insurance scheme in India.

This Yojana is available to people (Indian Resident or NRI) between 18 and 70 years of age with bank accounts. It has an annual premium of ₹12 exclusive of taxes. The amount is automatically debited from the account.

In case of unexpected death or full disability, the payment to the nominee will be ₹2 lakh  and in case of partial Permanent disability ₹1 lakh.

c) Atal Pension Yojana is a government-backed pension scheme in India, primarily targeted at the unorganised sector.

The minimum eligible age for a person joining APY is 18 years and the maximum is 40 years. An enrolled person would start receiving pension on attaining the age of 60 years. Therefore, a minimum period of contribution by the subscriber under APY would be 20 years or more.


FREE HEALTH CARD INR 5 Lacs
 
Ayushman Bharat Golden Card. The government also provides FREE health card under  “swast sewa yojna” if your Annual income is below INR 2 lacs per annum . However an Income certificate is required for which the Tehsil is to be approached Website for more info